JOE WILCOX
Senior Vice President, Portfolio Services
Mr. Wilcox is responsible for portfolio collections, asset management, residual recovery, legal and bankruptcy oversight, recovery operations, and key administrative functions. Prior to joining FinPac in 2021, he held management positions with Wells Fargo, Carvana, and Currency. His experience spans both consumer and commercial portfolios, overseeing the full transaction lifecycle including origination support, portfolio servicing, workouts, recovery, remarketing, and legal processes. During his tenure at Currency, Mr. Wilcox was responsible for building the collections and asset management organizations and establishing the operational framework that scaled the business to top performance. He also led customer service, insurance, and titling operations, ensuring strong service delivery and effective portfolio support. Mr. Wilcox earned an undergraduate degree in Management Information Systems from Washington State University and an MBA in Finance from Marylhurst University.